Five spend policies every Series A team should have

Start with cards

Give every employee a card with a clear monthly limit and category rules. Most spend then approves itself, and finance only reviews the exceptions.

Software and subscriptions

Assign an owner to every subscription and review unused seats each quarter. Teams typically cut 15 to 20 percent of software spend in the first review.

Travel and events

Publish simple per-diem rules and require receipts within 48 hours. Clear rules beat long approval chains every time.